Finding an investment that’s right for you

If it sounds too good to be true, its probably not an investment you should make.

In recent years, whilst the CEO and Chairman of a number of public companies, I would often "roadshow" to investors to talk about the company that I was employed by or investing in but in most instances there was also plenty of opportunity to listen to the CEO's and CFO's of other companies and the reasons they were suggesting you should invest in their company?

A lot of the time I would find it very difficult when looking at some of the financial fundamentals to recommend investing in the companies that I was being asked to invest in.

"If it sounds too good to be true, it probably is too good to be true!"

High Returns usually mean there is higher risk!

In recent times in Western Australia, numerous retirees have been caught up in the Sterling First investments and life time lease scheme(s) sold to investors by the management of the companies and promoters of this scheme

At the time the rates of return of 9.25% p.a. combined with capital growth promised as part of an eventual listing on the Australian Stock Exchange proved to be very attractive to retirees whom were seeing reducing rates of return on their cash holdings and negative growth in their property investments.

The complicated structures involved and presumed Ponzi style funding of these schemes which eventually dried up has seen many retirees now homeless and having lost all of their retirement savings.

Having the right Investment Strategy

When investing your money it is imperative that you are ensuring that it fits within your investment strategy (especially if you are a self-managed superannuation fund) and your investment profile.

Are you a conservative investor, a moderately conservative investor, a balanced investor, a moderate growth investor, a growth investor or an aggressive investor?

A lot of the time when being profiled by your financial advisor or financial planner where you are sitting in your life cycle will have a significant bearing on where your investment profile sits or where it should sit.

If you are coming up for retirement you are highly unlikely to be an aggressive investor looking for a high rate of return so as to put your hard earned capital at risk and are more likely to be a conservative or balanced investor that wants to make sure that in retirement that your hard earned savings are going to be there for you!

Be sure to make sure that your investment strategy suits you and where you are in your life cycle. Make an appointment with Ezecapital and its advisors today to talk about your investment strategy and to access some of the opportunities that are available to you when you are an Ezecapital client.